/* BCSP Seguros & Finanças — MVP público */
:root{
  --ink:#0A0F1A;
  --ink-2:#111826;
  --ink-3:#1A2333;
  --gold:#C8A24A;
  --gold-2:#E7CE8F;
  --gold-dim:#8A6F32;
  --paper:#F7F4EC;
  --paper-2:#EFEADC;
  --text:#20262F;
  --text-soft:#4A5464;
  --line:rgba(200,162,74,.28);
  --line-soft:rgba(11,18,32,.12);
  --radius:14px;
  --max:1160px;
  --serif:"Cormorant Garamond",Georgia,"Times New Roman",serif;
  --sans:"Inter",-apple-system,"Segoe UI",Roboto,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;background:var(--paper);color:var(--text);
  font-family:var(--sans);font-size:15.5px;line-height:1.6;
  -webkit-font-smoothing:antialiased;
}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
.wrap{max-width:var(--max);margin:0 auto;padding:0 20px}
.serif{font-family:var(--serif)}
.eyebrow{
  font-size:11px;letter-spacing:.22em;text-transform:uppercase;
  color:var(--gold-dim);font-weight:600;
}

/* ---------- top bar ---------- */
.topbar{background:var(--ink);color:#C9D2E0;font-size:12.5px;letter-spacing:.02em}
.topbar .wrap{display:flex;gap:18px;justify-content:space-between;align-items:center;min-height:38px;flex-wrap:wrap}
.topbar a{color:#E7CE8F}
.topbar .dot{color:var(--gold-dim)}

/* ---------- header ---------- */
header.site{
  position:sticky;top:0;z-index:50;
  background:rgba(10,15,26,.94);backdrop-filter:blur(10px);
  border-bottom:1px solid var(--line);
}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:74px}
.logo{display:flex;align-items:center;gap:12px}
.logo .mark{
  width:42px;height:42px;border-radius:50%;
  border:1px solid var(--gold);
  display:grid;place-items:center;
  font-family:var(--serif);font-size:15px;letter-spacing:.06em;
  color:var(--gold-2);
  background:radial-gradient(circle at 30% 25%,rgba(231,206,143,.20),transparent 70%);
}
.logo .txt strong{
  display:block;font-family:var(--serif);font-weight:600;
  font-size:19px;letter-spacing:.10em;color:#F3EEE2;line-height:1.1;
}
.logo .txt span{
  display:block;font-size:9.5px;letter-spacing:.24em;text-transform:uppercase;
  color:var(--gold);margin-top:3px;
}
nav.main{display:flex;align-items:center;gap:1px;flex-wrap:nowrap;white-space:nowrap}
nav.main a{
  font-size:11.5px;letter-spacing:.05em;text-transform:uppercase;
  color:#C6CEDC;padding:9px 8px;border-radius:8px;
}
nav.main a:hover{color:var(--gold-2);background:rgba(200,162,74,.08)}
nav.main a.active{color:var(--gold-2)}
.header-cta{
  border:1px solid var(--gold);color:var(--gold-2);
  padding:10px 16px;border-radius:999px;font-size:12px;
  letter-spacing:.12em;text-transform:uppercase;white-space:nowrap;
}
.header-cta:hover{background:var(--gold);color:#14202F}

/* ---------- hero ---------- */
.hero{
  position:relative;overflow:hidden;color:#F3EEE2;
  background:
    radial-gradient(680px 420px at 78% 8%,rgba(231,206,143,.22),transparent 62%),
    radial-gradient(520px 380px at 12% 92%,rgba(200,162,74,.10),transparent 68%),
    linear-gradient(160deg,#0A0F1A 0%,#111826 48%,#0C1420 100%);
  border-bottom:1px solid var(--line);
}
.hero-scene{
  position:absolute;right:2%;bottom:0;width:min(46%,520px);height:auto;
  opacity:.95;pointer-events:none;z-index:1;
}
.hero .wrap{position:relative;z-index:3}
.hero > .wrap{max-width:var(--max)}
.hero:after{ /* luz de abajur */
  content:"";position:absolute;right:-120px;top:-160px;width:520px;height:520px;
  background:radial-gradient(circle,rgba(255,224,160,.20),rgba(255,214,140,.06) 42%,transparent 68%);
  filter:blur(2px);pointer-events:none;
}
.hero .wrap{position:relative;z-index:2;padding-top:76px;padding-bottom:76px}
.hero .kicker{
  font-size:11px;letter-spacing:.26em;text-transform:uppercase;color:var(--gold);
  display:flex;align-items:center;gap:10px;
}
.hero .kicker:before{content:"";width:34px;height:1px;background:var(--gold)}
.hero h1{
  font-family:var(--serif);font-weight:500;
  font-size:clamp(34px,5.4vw,60px);line-height:1.06;margin:18px 0 14px;
  letter-spacing:-.01em;
}
.hero h1 em{font-style:italic;color:var(--gold-2)}
.hero p.lead{max-width:56ch;color:#C3CBD8;font-size:16px;margin:0 0 30px}
.hero .paths{display:grid;grid-template-columns:1fr 1fr;gap:16px;max-width:760px}
.path{
  border:1px solid var(--line);border-radius:var(--radius);
  padding:22px 22px 20px;background:rgba(255,255,255,.03);
  transition:.2s ease;display:block;
}
.path:hover{background:rgba(200,162,74,.10);border-color:rgba(231,206,143,.55);transform:translateY(-2px)}
.path .num{font-family:var(--serif);font-size:13px;color:var(--gold)}
.path h3{font-family:var(--serif);font-size:24px;font-weight:600;margin:6px 0 6px;color:#F6F1E6}
.path p{margin:0;color:#B9C2D1;font-size:14px}
.path .go{display:inline-block;margin-top:14px;font-size:11.5px;letter-spacing:.16em;text-transform:uppercase;color:var(--gold-2)}

/* ---------- sections ---------- */
section.band{padding:64px 0}
section.band.alt{background:var(--paper-2);border-top:1px solid var(--line-soft);border-bottom:1px solid var(--line-soft)}
.sec-head{max-width:64ch;margin-bottom:30px}
.sec-head h2{
  font-family:var(--serif);font-weight:600;font-size:clamp(26px,3.4vw,36px);
  line-height:1.16;margin:10px 0 8px;color:#131A26;
}
.sec-head p{margin:0;color:var(--text-soft)}

/* ---------- cards / grids ---------- */
.grid{display:grid;gap:14px}
.g2{grid-template-columns:repeat(2,1fr)}
.g3{grid-template-columns:repeat(3,1fr)}
.g4{grid-template-columns:repeat(4,1fr)}
.card{
  display:block;background:#fff;border:1px solid var(--line-soft);
  border-radius:var(--radius);padding:20px;
  transition:.18s ease;position:relative;
}
.card:hover{border-color:var(--line);box-shadow:0 12px 30px -18px rgba(11,18,32,.45);transform:translateY(-2px)}
.card h3{
  font-family:var(--serif);font-size:19.5px;font-weight:600;
  margin:0 0 6px;color:#131A26;line-height:1.22;
}
.card p{margin:0 0 14px;font-size:13.5px;color:var(--text-soft)}
.card .tag{
  display:inline-block;font-size:10px;letter-spacing:.14em;text-transform:uppercase;
  padding:4px 9px;border-radius:999px;border:1px solid var(--line);
  color:var(--gold-dim);background:rgba(200,162,74,.07);
}
.card .tag.off{border-color:var(--line-soft);color:#7A8394;background:#F4F1E8}
.card .more{font-size:11.5px;letter-spacing:.14em;text-transform:uppercase;color:#14202F;font-weight:600}

/* ---------- product page ---------- */
.crumbs{font-size:12px;color:#7A8394;padding:20px 0 0}
.crumbs a:hover{color:var(--gold-dim)}
.product-hero{background:var(--ink);color:#EAE4D6;padding:48px 0 44px;border-bottom:1px solid var(--line)}
.product-hero h1{font-family:var(--serif);font-weight:600;font-size:clamp(28px,4vw,44px);margin:10px 0 12px;line-height:1.1}
.product-hero p{max-width:60ch;color:#C3CBD8;margin:0}
.facts{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:26px}
.fact{border:1px solid var(--line);border-radius:12px;padding:14px 16px;background:rgba(255,255,255,.03)}
.fact span{display:block;font-size:10px;letter-spacing:.18em;text-transform:uppercase;color:var(--gold);margin-bottom:4px}
.fact strong{font-size:14px;font-weight:500;color:#EFE9DC}
.btn{
  display:inline-flex;align-items:center;gap:9px;
  padding:13px 22px;border-radius:999px;font-size:12.5px;
  letter-spacing:.12em;text-transform:uppercase;font-weight:600;
  border:1px solid var(--gold);cursor:pointer;font-family:inherit;
}
.btn-gold{background:var(--gold);color:#14202F}
.btn-gold:hover{background:var(--gold-2)}
.btn-ghost{background:transparent;color:var(--gold-2)}
.btn-ghost:hover{background:rgba(200,162,74,.12)}
.btn-dark{background:#14202F;color:#F3EEE2;border-color:#14202F}
.btn-dark:hover{background:#0A0F1A}

/* ---------- partners ---------- */
.logos{display:flex;flex-wrap:wrap;gap:10px}
.logo-pill{
  border:1px solid var(--line-soft);background:#fff;border-radius:10px;
  padding:11px 15px;font-size:13px;color:#2A3240;letter-spacing:.02em;
}
section.band.dark{background:var(--ink);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
section.band.dark .sec-head h2{color:#F3EEE2}
section.band.dark .sec-head p{color:#B9C2D1}
section.band.dark .logo-pill{background:rgba(255,255,255,.04);border-color:var(--line);color:#D6DDE8}

/* ---------- ads ---------- */
.ad{
  border:1px solid var(--line);border-radius:var(--radius);padding:24px;
  background:linear-gradient(150deg,rgba(200,162,74,.12),rgba(255,255,255,.6));
}
.ad h3{font-family:var(--serif);font-size:22px;margin:0 0 8px}
.ad p{margin:0 0 16px;font-size:14px;color:var(--text-soft)}

/* ---------- tables ---------- */
table{width:100%;border-collapse:collapse;font-size:13.5px;background:#fff}
th,td{padding:11px 12px;text-align:left;border-bottom:1px solid var(--line-soft);vertical-align:top}
th{font-size:11px;letter-spacing:.14em;text-transform:uppercase;color:#5A6473;font-weight:600;background:#F4F1E8}
td.num,th.num{text-align:right;font-variant-numeric:tabular-nums}

/* ---------- forms ---------- */
label{display:block;font-size:11.5px;letter-spacing:.12em;text-transform:uppercase;color:#5A6473;margin-bottom:6px;font-weight:600}
input,select,textarea{
  width:100%;padding:11px 13px;border:1px solid #D9D3C4;border-radius:10px;
  font-family:inherit;font-size:14.5px;background:#fff;color:var(--text);
}
input:focus,select:focus,textarea:focus{outline:2px solid rgba(200,162,74,.35);border-color:var(--gold)}
.field{margin-bottom:14px}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:14px}

/* ---------- whatsapp float ---------- */
.wa-float{
  position:fixed;right:18px;bottom:18px;z-index:80;
  display:flex;align-items:center;gap:9px;
  background:#128C7E;color:#fff;border-radius:999px;
  padding:12px 18px;font-size:13px;font-weight:600;
  box-shadow:0 14px 30px -12px rgba(0,0,0,.5);
}
.wa-float:hover{background:#0E7266}

/* ---------- footer ---------- */
footer.site{background:var(--ink);color:#AEB8C7;border-top:1px solid var(--line);padding:52px 0 26px;font-size:13.5px}
footer.site .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:28px}
footer.site h4{font-size:11px;letter-spacing:.2em;text-transform:uppercase;color:var(--gold);margin:0 0 12px;font-weight:600}
footer.site a:hover{color:var(--gold-2)}
footer.site ul{list-style:none;margin:0;padding:0;display:grid;gap:7px}
footer.site .legal{
  margin-top:34px;padding-top:18px;border-top:1px solid rgba(255,255,255,.08);
  font-size:11.5px;color:#7F8998;display:flex;justify-content:space-between;gap:14px;flex-wrap:wrap;
}

/* ---------- misc ---------- */
.note{
  border-left:2px solid var(--gold);background:rgba(200,162,74,.07);
  padding:14px 16px;font-size:13.5px;color:#3D4655;border-radius:0 10px 10px 0;
}
.todo{font-size:11px;color:#9A7C38;background:rgba(200,162,74,.12);padding:2px 7px;border-radius:5px;letter-spacing:.04em}
.hide{display:none !important}

@media(max-width:960px){
  .hero-scene{display:none}
  .g4{grid-template-columns:repeat(2,1fr)}
  .g3{grid-template-columns:repeat(2,1fr)}
  footer.site .cols{grid-template-columns:1fr 1fr}
  nav.main{display:none}
}
@media(max-width:640px){
  .hero .paths{grid-template-columns:1fr}
  .g2,.g3,.g4{grid-template-columns:1fr}
  .facts{grid-template-columns:1fr}
  .form-row{grid-template-columns:1fr}
  footer.site .cols{grid-template-columns:1fr}
  .topbar .wrap{justify-content:center}
  .hero .wrap{padding-top:52px;padding-bottom:52px}
  section.band{padding:44px 0}
}
@media print{
  header.site,.topbar,.wa-float,footer.site{display:none}
  body{background:#fff}
}